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Greater Cincinnati Microenterprise Initiative

What We Do

Entrepreneurship & Small Business


The Greater Cincinnati Microenterprise Initiative (GCMI) strives to promote self-sufficiency and community economic development by stimulating and supporting entrepreneurship among and low- and moderate-income individuals.  GCMI is a collaborative partnership of the Community Action Agency and the United Way of Greater Cincinnati.  GCMI is a registered 501 (c) 3 non-profit organization established in 1998.



GCMI provides entrepreneurial education, coaching, development and funding to help entrepreneurs start or expand a small business. We want to help you recognize business opportunities, set goals, and help you create a plan to take action in achieving those goals. Our entrepreneur discovery process will help you develop a viable business model, which is essential to running a successful company. We understand that finding the money to start a business can be difficult or confusing, and GCMI specializes in simplifying the lending process for our clients.  GCMI has partnered with the City of Cincinnati, the Small Business Association (SBA), and area banks, as well as operating its own proprietary Loan Fund to help our clients secure access to capital ranging from $500 to $250,000. Learn more here.


GCMI client Joyce Robinson in her new business, Robinson's Floral Designs


Entrepreneurial Education and Entrepreneurial Mindset Training   

The GCMI provides Entrepreneurship Mindset skill development workshops and classes.  These sessions offer participants an opportunity to learn more about entrepreneurship, small business ownership, how an entrepreneur thinks, and how to develop an entrepreneurial mindset.  It will help participants to view entrepreneurship as a possible career opportunity as well as introduce entrepreneurial skill sets that will influence their ability to make effective career decisions.  The program includes an overview of the eight crucial life lessons from successful entrepreneurs to examine some of the most commonly held myths about what it really takes to succeed as a business owner.  

Entrepreneurial Training Academy Sessions (ETA)

Our business training sessions allow the entrepreneur to develop and structure their business or accelerate the startup of their new concept. These sessions are designed to provide an interactive and in-depth entrepreneurial experience taught by skilled instructors and industry professionals in areas of business development, marketing, financial planning, concept exploration, social media and information technology.

  • Business I – Business Basics and Validation
  • Business II – Business Development & Financial Planning
  • Ice House Entrepreneurship Education (IHEP)
  • Entrepreneurial Mindset Training
  • “Mi Negocio” ETA ( Business I taught in Spanish)
  • Entrepreneurial Camp (Youth E-Camp)

Business Plan Evaluations/Idea Development

We offer personalized services to help assess the potential of your concept. The world of business can be challenging to navigate without the right support. GCMI can evaluate what stage you are in your business and developing the right plan of action.

Validation Coaching/Technical Assistance

These are one-on-one consultation sessions that will engage and guide the student in evaluating their concept, examining their business financials, understand their consumer market and identify their competitors so they can better understand the best path forward for their business.

Access to Capital

To increase the creation and expansion of businesses operated by low- and moderate-income individuals, GCMI can help with access to traditional and conventional financing sources. We can help secure loans ranging from $500 to $250,000.

*This course is ideal for seasoned existing businesses, but start-ups also are welcome. The course includes both online and classroom sessions.

CLICK HERE TO ACCESS: GCMI Program Application


Technical assistance coming soon.

CLICK HERE TO SCHEDULE: Technical Assistance Program



There are no eligibility requirements for GCMI programs. However, the programs operate on a sliding pay scale based upon total household members and household income.  To qualify for a GCMI training program, you must supply the following:

 Proof of total household income (wages, public assistance, unemployment assistance, Social Security, etc.)

Verification of the total number of members in the household (via Federal Tax Return)



Call 513.569.4816, ext. 2412, to have an application emailed, or apply online at, or stop by in-person. Once your application is completed, call to schedule an interview with one of GCMI's business coaches. Check our online calendar for class times and updates.

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